• BANK ADVANCES LOANS AT SIMPLE

    RATE OF INTEREST

    The Bank advances loans at Simple Interest Rates applied on monthly/quarterly/half-yearly/yearly basis as per the Terms and Conditions of the Scheme under which the loan has been advanced. For further details contact the Manager of your nearest Primary Bank.

  • GOOD PAYMASTERS GET

    0.5% REBATE IN THE RATE OF INTEREST

    Timely repayment of loan installments is promoted by the Bank by providing 0.5% interest rebate at the time of loan close. For further details contact the Manager of your nearest Primary Bank.

  • WOMEN BENEFICIARIES GET

    0.5% REBATE IN THE RATE OF INTEREST

    The Bank provides 0.5% rebate in interest rates on loans availed by Women, as primary borrowers, to enable them have access to business opportunities & resources. For further details contact the Manager of your nearest Primary Bank.

  • Deposit Mobilisation Scheme

    Bank has introduced a Deposit Mobilisation Scheme in accordance with the revised guidelines issued by RBI/NABARD and with the approval of Registrar, Cooperative Societies, Punjab.
64 Years Of
Experience
About Us

Farmers' Friend - Always available when in need

We are an Apex level financial institution under the State Cooperative structure, engaged in providing long-term credit facilities (ranging from 5 to 15 years) to our members at competitive interest rates and effecting its recovery through our network of 89 affiliated Primary Cooperative Agricultural Development Banks (PADBs).
The Long-Term Credit Structure in the State is two-tier, federal in nature with the Punjab State Cooperative Agricultural Development Bank (PSCADB) as the Central Bank at the State level financing the PADBs and PADBs at the tehsil/sub-tehsil level providing finance/credit facility to the members directly.
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828000+

Members

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11300+Cr

Loans Advanced

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2061.28+Cr

Loans Outstanding

As on 31.03.2021

How we Work

Dedicated To Serving You

We provide credit facilities to our members at competitive interest rates for various activities like :
  • Agriculture & Allied Activities like Dairy/Fish/Poultry/Pig Farming, Purchase of Tractor/Agricultural implements, Soil Conservation (Underground pipelines), Purchase/Reclammation of Land, Horticulture, Tubewell, Land levelling etc.
  • Construction / Repair of Rural House
  • Non-Farm Sector Activities like Marriage Palaces/Community Halls, Flour Mills, Schools, Carpenter Shops, General Engineering, Manufacture of Automobile/Engineering parts, Small Road Transport Operators, Food Processing Units etc.
WHAT WE DO

Our Services

What’s New/Advertisement

SINCE 26.05.2022

Rate Of Interest

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10.70%

Loan Amount Upto Rs. 50000/-
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11.55%

Loan Amount Above Rs. 50001/-
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11.40%

Commercial Dairy (10 or more milch animals)

Want to know about Loan procedure ?