Frequently Ask Questions
The Punjab State Cooperative Agricultural Development Bank Ltd. has been providing long term loans to its members.
The Punjab State Cooperative Agricultural Development Bank Ltd. has been providing loans for various purposes under different schemes of Farm Sector, Non- Farm and Rural House.
Loans are provided for Minor-irrigation, Farm mechanisation, Plantation, Horticulture, Forestry, Agriculture marketing infrastructure, Kisan Credit Card (KCC), Purchase of Land, Diary, Poultry, Piggery, Purchase of Tractor, Bee Keeping, SRTO, Swarojgar Credit Card, etc. under Farm Sector and Non Farm Sector.
For construction of new house and for carrying out repairs in the existing house.
Rebate of 0.50% p.a. in the interest is provided to those borrowers who repay their loan instalments regularly on time.
Rebate of 0.50% p.a. in the interest is provided to women beneficiaries.