PSCADB – The Punjab State Cooperative Agricultural Development Bank Ltd

BANK ADVANCES LOANS AT SIMPLE

RATE OF INTEREST

The Bank advances loans at Simple Interest Rates applied on monthly/quarterly/half-yearly/yearly basis as per the Terms and Conditions of the Scheme under which the loan has been advanced. For further details contact the Manager of your nearest Primary Bank.
GOOD PAYMASTERS GET

0.5% REBATE IN THE RATE OF INTEREST

Timely repayment of loan installments is promoted by the Bank by providing 0.5% interest rebate at the time of loan close. For further details contact the Manager of your nearest Primary Bank.
WOMEN BENEFICIARIES GET

0.5% REBATE IN THE RATE OF INTEREST

The Bank provides 0.5% rebate in interest rates on loans availed by Women, as primary borrowers, to enable them have access to business opportunities & resources. For further details contact the Manager of your nearest Primary Bank.
Deposit Mobilisation Scheme

Bank has introduced a Deposit Mobilisation Scheme in accordance with the revised guidelines issued by RBI/NABARD and with the approval of Registrar, Cooperative Societies, Punjab.

66 Years Of
Experience

About Us

Farmers' Friend - Always available when in need

We are an Apex level financial institution under the State Cooperative structure, engaged in providing long-term credit facilities (ranging from 5 to 15 years) to our members at competitive interest rates and effecting its recovery through our network of 89 affiliated Primary Cooperative Agricultural Development Banks (PADBs).
The Long-Term Credit Structure in the State is two-tier, federal in nature with the Punjab State Cooperative Agricultural Development Bank (PSCADB) as the Central Bank at the State level financing the PADBs and PADBs at the tehsil/sub-tehsil level providing finance/credit facility to the members directly.

As on 31.03.2023

How we Work

Dedicated To Serving You

We provide credit facilities to our members at competitive interest rates for various activities like :

Agriculture & Allied Activities like Dairy/Fish/Poultry/Pig Farming, Purchase of Tractor/Agricultural implements, Soil Conservation (Underground pipelines), Purchase/Reclammation of Land, Horticulture, Tubewell, Land levelling etc.
Construction / Repair of Rural House
Non-Farm Sector Activities like Marriage Palaces/Community Halls, Flour Mills, Schools, Carpenter Shops, General Engineering, Manufacture of Automobile/Engineering parts, Small Road Transport Operators, Food Processing Units etc.

WHAT WE DO