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Comprehensive One Time Settlement Package in lieu of Employees Pension Scheme of the Bank implemented in compliance of orders dated 29.11.2013 passed by  Hon’ble Punjab & Haryana High Court. .......Read More

The Bank provides Long Term Loans at Simple Rate of Interest for Agriculturists and Non Agriculturists for a number of purposes.

Agricultural Marketing Infrastructure (AMI) .. Dairy Entrepreneurship Development Scheme (DEDS) .. Medium Term Refinance Scheme   ..  Agriclinics  .. Kisan Credit card   .. Agriservice centre .. Vermiculture  .. Rural Housing .. Education loan .. Contract Farming Scheme .. Swarozgar Credit Card .. Other schemes 



Under this scheme, conditions for giving loans are as follows:-

  • Under this scheme, loan amount shall be according to the Project cost.
  • Repayment period is 7 years only. First year is the grace period.
  • In the first year omly interest shall bbe repaid in half yearly installments.
  • Rest of the loan shall be repaid (Principal + interest) in 12 half yearly installments in 6 years.
  • Subsidy shall be given to cases sponsored by the Khadi Gramin Board and according to the funds available.