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Comprehensive One Time Settlement Package in lieu of Employees Pension Scheme of the Bank implemented in compliance of orders dated 29.11.2013 passed by  Hon’ble Punjab & Haryana High Court. .......Read More


The Bank provides Long Term Loans at Simple Rate of Interest for Agriculturists and Non Agriculturists for a number of purposes.


Dairy .. Poultry .. Sheep/goat .. Piggery .. Rabbit .. Fisheries .. Camel/Bullockcart  .. Mushroom .. 
Beekeeping

 DIVERSIFIED LOANING

SHEEP/GOAT REARING


sheepSheep with its multi-facet utility for wool, meat, milk, skins and manure, form an important component of rural economy particularly in the arid, semi-arid and mountainous areas of the country. It provides a dependable source of income to the shepherds through sale of wool and animals


Under this scheme, for 20 Sheep/goats and 2 ewe/kids, the unit cost is as under :- 

 

 Goat is a multi functional animal and plays a significantgoat role in the economy and nutrition of landless, small and marginal farmers in the country. Goat rearing is an enterprise which has been practiced by a large section of population in rural areas. Goats can efficiently survive on available shrubs and trees in adverse harsh environment in low fertility lands where no other crop can be grown. In pastoral and agricultural subsistence societies in India, goats are kept as a source of additional income and as an insurance against disaster. Goats are also used in ceremonial feastings and for the payment of social dues.

 

 

Item

Cost (in Rs)

Repayment period (years)

20 Sheep/goats + 2 ewes/kids

2,00,000/-

5 years (1 year grace period

500 Sheep/goats +20 ewe/ kids

25,00,000/-

5 years (1 year grace period

REQUIREMENT

  • Only 12-18 months old, good breed Sheep/Goat should be bought.
  • The sheep/goat bought from the loan needs to be insured.
  • Repayment of loan is 5 years. Grace period is 1 year. Loan is to be repaid in two annual installments.

For Repayment Schedule of the above schemes click here ........