Your browser version is outdated. We recommend that you update your browser to the latest version.

User Login


NEWS

Comprehensive One Time Settlement Package in lieu of Employees Pension Scheme of the Bank implemented in compliance of orders dated 29.11.2013 passed by  Hon’ble Punjab & Haryana High Court. .......Read More


The Bank provides Long Term Loans at Simple Rate of Interest for Agriculturists and Non Agriculturists for a number of purposes.


LENDING 

 ....previous page

 

13

 

STORAGE GODOWNS & MARKET YARDS

 

 

 

56

 

1301

Rural Godown

11 Yrs.

1 Yr

A)      1st Year only Interest is to be recovered in 2 Half Yearly equated installmentsB)      Remaining in 20 Half Yearly equated Installments

57

 

1303

Cold storage

9 Yrs.

1 Yr

A)      1st Year only Interest is to be recovered in 2 Half Yearly equated installmentsB)      Remaining in 16 Half Yearly equated Installments

58

 

1305

Godown-cum–Shed for parking Agricultural Machinery

7 Yrs

-

7 Yearly equated Installments

59

 

1306

Onion Godown

9 Yrs.

1 Yr

A)      1st Year only Interest is to be recovered in 2 Half Yearly equated installmentsB)      Remaining in 16 Half Yearly equated Installments

60

 

1307

Strengthening of Agricultural Marketing infrastructure, grading and Standarization.

9 Yrs.

1 Yr

A)      1st Years only Interest is to be  recovered in 2 Half Yearly equated installmentsB)      Remaining in 16 Half Yearly equated Installments

 

  14   FORESTRY      

61

 

626

Poplar

10 Yrs

9 Yrs

A)      1st 9 years only Interest is to be recovered in 18 Half-Yearly installments.B)      Remaining ( Principal & Interest) to be recovered at the end of 9th year (in 10th year) in 2 Half-Yearly equated installments.

62

 

1402

Farm Forestry / Eucalyptus & all Other Forestry Schemes.

10 Yrs.

9 Yrs

A)      1st 9 years only Interest is to be recovered in 18 Half-Yearly installments.B)      Remaining ( Principal & Interest) to be recovered at the end of 9th year (in 10th year) in 2 Half-Yearly equated installments.

 

  75  

NON-CONVENTIONAL ENERGY SOURCES (NCES)

     
63   7501 Biogas / Gobar Gas Plants 7 Yrs. - 7 Yearly equated Installment.

64

 

7503

Commercial Production Units of Organic Inputs – Bio-Fertilizer

7 Yrs.

1 Yr

A) 1st Years only Interest is to be  recovered in 2 Half-Yearly equated installmentsB)  Balance (Principal & Interest) in 12  Half-Yearly equated Installments

65

 

7504

Commercial Production Units of Organic Inputs – Vermiculture Hatcheries

7 Yrs.

1 Yr.

A)  1st Year only Interest is to be  recovered in 2 Half-Yearly equated installmentsB)  Balance (Principal & Interest) in 12  Half-Yearly equated Installments

66

 

7505

Commercial Production Units of Organic Inputs – Fruit & Vegetable Waste Compost.

7 Yrs.

1 Yr.

A)      1st Year only Interest is to be recovered in 2 Half-Yearly equated installmentsB)      Balance (Principal & Interest) in 12  Half-Yearly equated Installments

 

 

77

 

NFS - 22 BROAD GROUPS

     

67

 

 

Non Farm sector

i) Upto Rs. 50000/-ii) Rs. 50,001 to 2,00,000/- lacsiii)Above Rs. 2,00,001/- lacs

5 Yrs7 Yrs10 Yrs

---

10 Half-yearly equated Installments.14 Half-yearly equated Installments20 Half-yearly equated Installments

68

 

7718

Bee Keeping

5 Yrs

-

10 Half-Yearly equated Installments

 

  79   NFS – INFRASTRUCTURE SUPPORT      

69

 

7901

Small Road Transport Operators (S.R.T.O)

5 Yrs

-

10 Half-Yearly equated Installments.

70

 

7908

Two Wheeler

5 Yrs

-

10 Half-yearly equated Installments.

 

  81  

RURAL HOUSING

     

71

 

8104

Rural Housing – Construction

15 Yrs

1 Yr.

A)      In 1st Year only Interest is to be recovered in 2 Half-Yearly equated Installments. B)      In remaining 28 Half-Yearly Installments, both Principal & Interest is to be recovered.

72

 

8105

Rural Housing-Repair / Renovation

5 Yrs

-

10 Half-yearly equated Installments.

73

 

10202

Swarojgar Credit Card Scheme

5 Yrs

-

10 Half-yearly equated Installments.

74

 

10101

AEZ/Contract Farming

3 Yrs

-

6 Half-yearly equated Installments.

75

 

7604

Education Loan

7 Yrs

2 Yrs

10 Half Yearly equated installment (Repayment Period would start after completion of the course)

76

 

 

Kisan Credit card scheme(agri allied)
Upto Rs 3,00,000/-
Rs 3,00,001/- to 10,00,000/-
Rs 10,00,001/- to 18,00,000/-



5Yrs
7Yrs
10Yrs

 



10 Half Yearly equated installments
14 Half Yearly equated installments
20 Half Yearly equated installments

77

 

 

Kisan Credit card scheme(NFS)
Upto Rs 3,00,000/-
Rs 3,00,001/- to 10,00,000/-
Rs 10,00,001/- to 18,00,000/-



5Yrs
7Yrs
10Yrs

 



10 Half Yearly equated installments
14 Half Yearly equated installments
20 Half Yearly equated installments