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Comprehensive One Time Settlement Package in lieu of Employees Pension Scheme of the Bank implemented in compliance of orders dated 29.11.2013 passed by  Hon’ble Punjab & Haryana High Court. .......Read More

The Bank provides Long Term Loans at Simple Rate of Interest for Agriculturists and Non Agriculturists for a number of purposes.

Agricultural Marketing Infrastructure (AMI) .. Dairy Entrepreneurship Development Scheme (DEDS) .. Medium Term Refinance Scheme   ..  Agriclinics  .. Kisan Credit card   .. Agriservice centre .. Vermiculture  .. Rural Housing .. Education loan .. Contract Farming Scheme .. Swarozgar Credit Card .. Other schemes 



Name of scheme Loan Repayment/Grace period Unit completion time
Bio-Fertiliser unit 7 years/1 year 12 months after loan sanction
Fruit & vegetable waste compost unit 7 years/1 year 12 months after loan sanction


  • Loan shall be disbursed according to approved Project Report by the concerned authorities.
  • Subsidy shall be provided subject to availability of funds provided by concerned Authorities.