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Comprehensive One Time Settlement Package in lieu of Employees Pension Scheme of the Bank implemented in compliance of orders dated 29.11.2013 passed by  Hon’ble Punjab & Haryana High Court. .......Read More

The Bank provides Long Term Loans at Simple Rate of Interest for Agriculturists and Non Agriculturists for a number of purposes.

Agricultural Marketing Infrastructure (AMI) .. Dairy Entrepreneurship Development Scheme (DEDS) .. Medium Term Refinance Scheme   ..  Agriclinics  .. Kisan Credit card   .. Agriservice centre .. Vermiculture  .. Rural Housing .. Education loan .. Contract Farming Scheme .. Swarozgar Credit Card .. Other schemes   

Medium Term Refinance Scheme for financing Agricultural Projects


NABARD has been providing financial assistance by way of refinance to financial institutions for providing production and marketing credit for a period not exceeding 18 months (short term finance) besides for long term investment activities with a repayment period of 3 years onwards. In a market where interest rates are dynamic, Banks have been providing investment credit with shorter duration for financing various agricultural and  allied activities and fixing repayment periods from 1 year  but below 3 years and  are not eligible to claim refinance for such financing .

With a view to providing more flexibility to the banks to manage their finances/funding programs, NABARD has decided to launch a new product as per the scheme detailed below, to its clients which besides covering all the components of medium term finance will also provide built-in flexibility in the repayment period.

For further details please click here.