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NEWS

Comprehensive One Time Settlement Package in lieu of Employees Pension Scheme of the Bank implemented in compliance of orders dated 29.11.2013 passed by  Hon’ble Punjab & Haryana High Court. .......Read More


The Bank provides Long Term Loans at Simple Rate of Interest for Agriculturists and Non Agriculturists for a number of purposes.


Agricultural Marketing Infrastructure (AMI) .. Dairy Entrepreneurship Development Scheme (DEDS) .. Medium Term Refinance Scheme   ..  Agriclinics  .. Kisan Credit card   .. Agriservice centre .. Vermiculture  .. Rural Housing .. Education loan .. Contract Farming Scheme .. Swarozgar Credit Card .. Other schemes 

 NEW SCHEMES

KISAN CREDIT CARD

Under this scheme, farmers can get financial assistance for Agriculture related activities for Medium and long term. The loan is given as under :-

Scheme Unit cost

Repayment

Period

Kisan credit card scheme

Agriculture & allied activities

upto 3 lakh     5 years

Kisan credit card scheme

Agriculture & allied activities

3 lakh to 10 lakh 7 years

Kisan credit card scheme

Agriculture & allied activities

10 lakh to 18 lakh 10 years

Kisan credit card scheme

Non farm sector

upto 3 lakh 5 years

Kisan credit card scheme

Non farm sector

3 lakh to 10 lakh 7 years

Kisan credit card scheme

Non farm sector

10 lakh to 18 lakh 10 years

 

 CONDITIONS

  • Under this scheme, the loan shall be sanctioned according to the ownership of land i.e. 1 lakh Rupee per acre.
  • Repayment is in half yearly installments.