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Comprehensive One Time Settlement Package in lieu of Employees Pension Scheme of the Bank implemented in compliance of orders dated 29.11.2013 passed by  Hon’ble Punjab & Haryana High Court. .......Read More

The Bank provides Long Term Loans at Simple Rate of Interest for Agriculturists and Non Agriculturists for a number of purposes.

Agricultural Marketing Infrastructure (AMI) .. Dairy Entrepreneurship Development Scheme (DEDS) .. Medium Term Refinance Scheme   ..  Agriclinics  .. Kisan Credit card   .. Agriservice centre .. Vermiculture  .. Rural Housing .. Education loan .. Contract Farming Scheme .. Swarozgar Credit Card .. Other schemes 



For Higher Education, the Bank gives the Education Loan on the following conditions:-

  • Loan shall be given for the Tuition fees, Hostel, Books and other expenses related to study. For this the the borrower has to submit a Report of all the expenditure to be incurred from the time of Admission till the completion of the course from an approved Institution.
  • To study in India, a loan of upto 10 lakh is given.
  • Borrower has to pledge his agricultural land as security.
  • 5% shall be the Margin Money.
  • Repayment period shall be 5 years.
  • Repayment of loan shall be one year after the completion of the course or from the joining of job whichever is earlier.